{"id":970,"date":"2025-01-01T11:05:24","date_gmt":"2025-01-01T08:05:24","guid":{"rendered":"https:\/\/damanat.smartmedia.sa\/privacy-policy\/"},"modified":"2025-02-16T12:23:47","modified_gmt":"2025-02-16T09:23:47","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/damanat.smartmedia.sa\/en\/privacy-policy\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-f435f-aed2656beaed15b212bc98d55f9d2c79\">\n.avia-section.av-f435f-aed2656beaed15b212bc98d55f9d2c79{\nbackground-repeat:no-repeat;\nbackground-image:url(https:\/\/damanat.smartmedia.sa\/wp-content\/uploads\/2023\/07\/About-Banner.png);\nbackground-position:50% 50%;\nbackground-attachment:scroll;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-f435f-aed2656beaed15b212bc98d55f9d2c79 main_color avia-section-small avia-no-border-styling  avia-builder-el-0  el_before_av_section  avia-builder-el-first  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class='flex_column av-b1xkr-324aa9625f60ab22af4d26cf3e42d2ce av_one_full  avia-builder-el-1  avia-builder-el-no-sibling  first no_margin flex_column_div av-animated-generic bottom-to-top  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m4i6fiyw-897a68abe23be67cf543fa6c66939bff\">\n#top .av-special-heading.av-m4i6fiyw-897a68abe23be67cf543fa6c66939bff{\nmargin:0 0 0 0;\npadding-bottom:0;\ncolor:#ffffff;\nfont-size:38px;\n}\nbody .av-special-heading.av-m4i6fiyw-897a68abe23be67cf543fa6c66939bff .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-m4i6fiyw-897a68abe23be67cf543fa6c66939bff .av-special-heading-tag{\nfont-size:38px;\npadding:40px 0px 40px 0px;\n}\n.av-special-heading.av-m4i6fiyw-897a68abe23be67cf543fa6c66939bff .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-m4i6fiyw-897a68abe23be67cf543fa6c66939bff .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-m4i6fiyw-897a68abe23be67cf543fa6c66939bff .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-m4i6fiyw-897a68abe23be67cf543fa6c66939bff .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-m4i6fiyw-897a68abe23be67cf543fa6c66939bff av-special-heading-h1 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-2  avia-builder-el-no-sibling  av-inherit-size'><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Privacy Policy<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/div>\n\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div><div id='av_section_2'  class='avia-section av-m4i6gdhw-b11ba40980300bc809edcb15dc86f0ec main_color avia-section-large avia-no-border-styling  avia-builder-el-3  el_after_av_section  avia-builder-el-last  avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-970'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-m4i6ght5-e64c9a4bb09c4bed1ade30299f9147df av_one_full  avia-builder-el-4  avia-builder-el-no-sibling  first flex_column_div av-animated-generic bottom-to-top  '     ><section  class='av_textblock_section av-m4i77zw9-d5383f9d9045bbae106c616b8467d951 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock h3-txt'  itemprop=\"text\" ><p>This Privacy Policy of the Saudi Mortgage Guarantees Company (Damanat) (the &#8220;<strong>Company<\/strong>&#8220;) explains how the Company\u2019s collect, use, disclose, and protect your personal data when you visit our website (the &#8220;<strong>Company Website<\/strong>&#8220;).\u00a0 By using the Company Website, you agree to the terms of this Privacy Policy.<\/p>\n<h3>About the Company and its Activity<\/h3>\n<p>The Saudi Mortgage Guarantees Services Company (Damanat) was established as a closed joint-stock company operating in the field of mortgage finance guarantees, with a capital of 18.6 billion riyals. It is the first of its kind in the Middle East and is wholly owned by the Real Estate Development Fund (REDF) under the supervision and control of the Insurance Authority. Its headquarters is located in Riyadh. The Company seeks to contribute to achieving the goals of Vision 2030 by supporting the housing market to raise the percentage of Saudi families\u2019 ownership of homes to 70% and develop a secondary market for real estate mortgages in the Kingdom.<\/p>\n<p>The Company aims to maintain the confidentiality and privacy of your personal data and use it to achieve the desired level of service provision to the user in accordance with the terms and conditions in force in the Kingdom of Saudi Arabia.<\/p>\n<h3>Contact Information<\/h3>\n<p>Department: [Partners Relationships]<\/p>\n<p>Address: [KSA, 4512 Northern Ring Rd Hiteen Dist. Unit Number: 2 RIYADH 13512 &#8211; 6629]<\/p>\n<p>E-mail: <a href=\"mailto:info@damanat.com.sa\">info@damanat.com.sa<\/a><\/p>\n<p>License and Commercial Register: A closed joint stock company, Commercial Registration No.: 1010868250, License Number: TMN\/37\/202307<\/p>\n<h3>Data to Be Collected<\/h3>\n<p>The Company will collect and process the following data:<\/p>\n<ul>\n<li>User&#8217;s full name<\/li>\n<li>Email<\/li>\n<li>Phone and contact information<\/li>\n<li>Location data and adress<\/li>\n<li>Commercial entity information<\/li>\n<li>Bank account information (bank name\/ account name\/IBAN)<\/li>\n<li>Government licence\/ registration\/ ceritificates information<\/li>\n<li>Cookies data<\/li>\n<\/ul>\n<p>We will inform you whether the collection of this data is mandatory or optional for processing purposes.<\/p>\n<h3>Collecting Personal Data Methods and Purposes<\/h3>\n<ol>\n<li>Data is collected directly through electronic forms with empty fields, drop-down lists, checkboxes, and other similar methods.<\/li>\n<li>Data is collected indirectly through cookies collected when visiting the Company&#8217;s Website, automatic information collection, website analytics, or interconnection with another entity.<\/li>\n<\/ol>\n<h3>Purpose of Collecting Data<\/h3>\n<p>Data is collected and used for the following purposes:<\/p>\n<ol>\n<li>To follow up on any inquiries, suggestions, or complaints submitted by the user.<\/li>\n<li>completing the registration process of suppliers.<\/li>\n<li>To improving the user\u2019s experience.<\/li>\n<li>To provide services directly related to the Company\u2019s activities.<\/li>\n<\/ol>\n<h3>Data Processing<\/h3>\n<p>We process data to achieve the purposes stated above, ensuring that all uses are comprehensively defined.<br \/>\nData will be processed through stages: collecting, storing, using, sharing, and destroying. Each stage involves specific operations on a specific set of data.<\/p>\n<h3>Data Sharing<\/h3>\n<p>Data may be disclosed to other entities (inside or outside the Kingdom) and provide you with information about these entities.<\/p>\n<p>The main purpose of disclosing such data will be specified and whether it will be disclosed occasionally or regularly.<\/p>\n<h3>Personal Data Storage, Retention Period, and Destruction<\/h3>\n<p>Data is stored inside the Kingdom of Saudi Arabia in the servers at our headquarters or with external entities, such as cloud computing service providers, and these servers are protected with the best technologies in accordance with the policies and controls of the National Authority for Cybersecurity and international standards in order to prevent non-authorized entry and reduce cyber risks, and then the data will be destroyed within 10 years, unless a longer duration is required by law,\u00a0 from the date of its storage in a secure manner, through which it cannot be viewed or retrieved again.<\/p>\n<p>Necessary administrative, technical, and organizational measures are taken to protect data from incidents of leakage, damage, or illegal access.<\/p>\n<h3>Legal basis for collecting and processing data<\/h3>\n<p>The collection and processing of data is based on the consent of the personal data subject, and the personal data subject can revoke his\/her consent to the collection and processing of his\/her personal data at any time unless there is another legal basis, and to do so, he\/she can contact the (Partners Relationships) at the Saudi Mortgage Guarantees Company (Damanat), through the following\u00a0 Email [<a href=\"mailto:customercare@damanat.com.sa\">customercare@damanat.com.sa<\/a>].<\/p>\n<h3>Rights of the Personal Data Subject<\/h3>\n<ol>\n<li>Right to Be Informed: you have the right to be informed about the legal basis and purpose of collecting your data.<\/li>\n<li>Right of Access: you have the right to access your personal data held by the Company.<\/li>\n<li>Right to Request Access: you have the right to request access to your personal data in a readable and clear format.<\/li>\n<li>Right to Request Correction: you have the right to request correction and update of your personal data.<\/li>\n<li>Right to Request Destruction: you have the right to request the destruction of your personal data.<\/li>\n<li>Right to Withdraw Consent: you have the right to withdraw your consent for processing your personal data at any time.<\/li>\n<li>Right to Submit Complaints: you have the right to submit any complaint related to applying the provisions of the Personal Data Protection Law to the Competent Authority.<\/li>\n<li>Right to Claim Compensation: you have the right to claim compensation for material or moral damage if you are harmed as a result of any violation stipulated in the Personal Data Protection Law and its Implementing Regulations.<\/li>\n<\/ol>\n<h3>Complaint and Objection Filing Mechanism<\/h3>\n<p>In case of complaints or inquiries, please contact the relevant complaints department via email: [<a href=\"mailto:customercare@damanat.com.sa\">customercare@damanat.com.sa<\/a>] and phone:<br \/>\nIn the event that a response is not received within (ten) working days, the complaint or inquiry will be submitted to [Partners Relationships] department via email: [<a href=\"mailto:info@damanat.com.sa\">info@damanat.com.sa<\/a>].<\/p>\n<h3>Policy Provisions and Update Record<\/h3>\n<ol>\n<li>The Privacy Policy was last updated on [10-12-2024].<\/li>\n<li>The Company&#8217;s Website reserves the right to add or change any of the provisions of the Privacy Policy, and the Company\u2019s Website will notify the data subject of that, and the Company Website&#8217;s has the right to terminate the account of the data subject if the data subject does not accept any change in the Privacy Policy.<\/li>\n<li>The Arabic language is the approved language in the application of the terms and conditions, and in the event of a dispute arising in the interpretation of any text mentioned in any other language, the text written in the Arabic language shall prevail.<\/li>\n<\/ol>\n<\/div><\/section><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":1119,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-970","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - 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